Terms of Service

Please read these Terms of Service and Privacy Policy carefully before using this Website.

Introduction

These terms and conditions are between you and Brian Gachichio Karanja, a Kenyan national, and govern your use of http://www.briankaranja.com (“Website”) and all email newsletters (“Newsletters”), together referred to as the “Service”. By using the Website and/or Newsletters, you accept these terms and conditions in full. If you disagree with these terms and conditions or any part of these terms and conditions, you must not use the Website or Newsletters.

 

Eligibility

You may use the Service only if you can form a binding contract with Brian Gachichio Karanja, and only in compliance with this Agreement and all applicable local, county, national, and international laws, rules and regulations. Any use or access to the Service by anyone under 13 is strictly prohibited and in violation of this Agreement. The Service is not available to any Users previously removed from the Service by Brian Gachichio Karanja or any other administrators of the Service he may appoint.

 

License to Use the Service

Unless otherwise stated, Brian Gachichio Karanja owns the intellectual property rights in the Newsletters and Website, and material in the Service. Subject to the license below, all these intellectual property rights are reserved.

You may view, download for caching purposes only, and print pages from the Newsletters and Website for your own personal use, subject to the restrictions set out below and elsewhere in these terms and conditions.

You must not:

  • sell, rent or sub-license material from the Newsletters or Website;
  • reproduce, duplicate, copy, or otherwise exploit material on this Newsletters or Website for a commercial purpose;
  • republish material from the Website or Newsletters (including republication on another website or app) except for as provided in Permitted Sharing below;
  • show any material from the Newsletters or Website in public except for as provided in Permitted Sharing below;
  • edit or otherwise modify any material in the Newsletters or Website; or redistribute material from the Newsletters or Website without permission from Brian Gachichio Karanja except as provided in Permitted Sharing below;
  • use a group inbox to subscribe to the Newsletters, or;
  • share Newsletters beyond the limits provided in Permitted Sharing below.

 

Permitted Sharing

Newsletters designated “This Morning’s Coffee” may be forwarded without limit.

Newsletters designated “Money Clip” may be forwarded privately to a friend(s) or colleague(s) no more than ten times per month provided it does not result in the Newsletter’s publication in any form, or violation of this Agreement.

You may take a screenshot of partial content from the Website or Newsletters for the purpose of sharing privately or on social media no more than ten times per month provided such publication includes attribution to Brian Gachichio Karanja or http://www.briankaranja.com.

You may reproduce a reasonable excerpt from the Website or Newsletters for a blog post or other publication provided such publication includes attribution and link to Brian Gachichio Karanja, or http://www.briankaranja.com. Such excerpt shall not exceed 40% of content in the originating http://www.briankaranja.com post or Newsletter article.

Brian Gachichio Karanja reserves the right to terminate any or all of these exceptions at any time globally or on an individual user basis.

 

Acceptable Use

You must not use the Newsletters or Website in any way that causes, or may cause, damage to the Newsletters or Website or impairment of the availability or accessibility of the Newsletters or Website; or in any way which is unlawful, illegal, fraudulent or harmful, or in connection with any unlawful, illegal, fraudulent or harmful purpose or activity.

You must not conduct any systematic or automated data collection activities (including without limitation scraping, data mining, data extraction and data harvesting) on or in relation to the Website or Newsletters.

You must not use the Newsletters or Website for any purposes related to marketing without Brian Gachichio Karanja’s express written consent.

 

Restricted Access

Access to certain areas of the Website is restricted. Brian Gachichio Karanja reserves the right to restrict access to other areas of this website, or indeed this entire website, at Brian Gachichio Karanja’s discretion.

If Brian Gachichio Karanja provides you with a user ID and password to enable you to access the Newsletters or restricted areas of this Website or other content or services, you must ensure that the user ID and password are kept confidential.

If Brian Gachichio Karanja provides you with an RSS feed that includes restricted content, you may not share that feed or use it in any application other than an RSS feed reader. Brian Gachichio Karanja may disable your RSS access at any time at its sole discretion without notice or explanation.

Brian Gachichio Karanja may disable your user ID and password in Brian Gachichio Karanja’s sole discretion without notice or explanation.

 

User Content

In these terms and conditions, “your user content” means material (including without limitation text, images, audio material, video material and audio-visual material) that you submit to this website, for whatever purpose.

You grant to Brian Gachichio Karanja a worldwide, irrevocable, non-exclusive, royalty-free license to use, reproduce, adapt, publish, translate and distribute your user content in any existing or future media. You also grant to Brian Gachichio Karanja the right to sub-license these rights, and the right to bring an action for infringement of these rights.

Your user content must not be illegal or unlawful, must not infringe any third party’s legal rights, and must not be capable of giving rise to legal action whether against you or Brian Gachichio Karanja or a third party (in each case under any applicable law).

You must not submit any user content to the website that is or has ever been the subject of any threatened or actual legal proceedings or other similar complaint.

Brian Gachichio Karanja reserves the right to edit or remove any material submitted to this website, or stored on Brian Gachichio Karanja’s servers, or hosted or published upon this website.

Notwithstanding Brian Gachichio Karanja’s rights under these terms and conditions in relation to user content, Brian Gachichio Karanja does not undertake to monitor the submission of such content to, or the publication of such content on, the Website.

By posting any user content on the Website, you expressly grant, and you represent and warrant that you have all rights necessary to grant, to Brian Gachichio Karanja a royalty-free, sub-licensable, transferable, perpetual, irrevocable, non-exclusive, worldwide license to use, reproduce, modify, publish, list information regarding, edit, translate, distribute, syndicate, publicly perform, publicly display, and make derivative works of all such user content and your name, voice, and/or likeness as contained in your user content, in whole or in part, and in any form, media or technology, whether now known or hereafter developed, for use in connection with the Website, Newsletters, and any other product now existing or later developed by Brian Gachichio Karanja (and its successors’ and affiliates’) including without limitation for promoting and redistributing part or all of the Website and Newsletters (and derivative works thereof) in any media formats and through any media channels.

To Other Users: You also hereby grant each user of the Website and Newsletters a non-exclusive license to access your user content.

 

No Warranties

NOTHING IN THE NEWSLETTERS AND/OR ON THE WEBSITE CONSTITUTES, OR IS MEANT TO CONSTITUTE, FINANCIAL ADVICE OF ANY KIND. IF YOU REQUIRE ADVICE IN RELATION TO ANY FINANCIAL MATTER YOU SHOULD CONSULT AN APPROPRIATE PROFESSIONAL. YOU ARE AWARE OF AND AGREE THAT BRIAN GACHICHIO KARANJA SHALL NOT BE RESPONSIBLE FOR ANY LOSS THAT YOU SUFFER AS A RESULT OF ANY FINANCIAL TRANSACTION, REGARDLESS OF WHETHER OR NOT YOU ENTER SUCH TRANSACTION BASED IN ANY WAY UPON ANYTHING YOU LEARN FROM THE WEBSITE AND/OR NEWSLETTERS. BRIAN GACHICHIO KARANJA IS NOT YOUR FINANCIAL ADVISOR AND WHEN IT COMES TO MAKING FINANCIAL DECISIONS, YOU ARE ON YOUR OWN.

THE SERVICE IS PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS. USE OF THE SERVICE IS AT YOUR OWN RISK. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, THE SERVICE IS PROVIDED WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT. WITHOUT LIMITING THE FOREGOING, BRIAN GACHICHIO KARANJA, HIS COMPANIES AND THEIR SUBSIDIARIES, AND HIS LICENSORS DO NOT WARRANT THAT THE CONTENT IS ACCURATE, RELIABLE OR CORRECT; THAT THE SERVICE WILL MEET YOUR REQUIREMENTS; THAT THE SERVICE WILL BE AVAILABLE AT ANY PARTICULAR TIME OR LOCATION, UNINTERRUPTED OR SECURE; THAT ANY DEFECTS OR ERRORS WILL BE CORRECTED; OR THAT THE SERVICE IS FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. ANY CONTENT DOWNLOADED OR OTHERWISE OBTAINED THROUGH THE USE OF THE SERVICE IS DOWNLOADED AT YOUR OWN RISK AND YOU WILL BE SOLELY RESPONSIBLE FOR ANY DAMAGE TO YOUR COMPUTER SYSTEM OR MOBILE DEVICE OR LOSS OF DATA THAT RESULTS FROM SUCH DOWNLOAD OR YOUR USE OF THE SERVICE.

BRIAN GACHICHIO KARANJA DOES NOT WARRANT, ENDORSE, GUARANTEE, OR ASSUME RESPONSIBILITY FOR ANY PRODUCT OR SERVICE ADVERTISED OR OFFERED BY A THIRD PARTY THROUGH THE SERVICE OR ANY HYPERLINKED WEBSITE OR SERVICE, AND BRIAN GACHICHIO KARANJA WILL NOT BE A PARTY TO OR IN ANY WAY MONITOR ANY TRANSACTION BETWEEN YOU AND THIRD-PARTY PROVIDERS OF PRODUCTS OR SERVICES.

Limitations of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL BRIAN GACHICHIO KARANJA, HIS ADMINISTRATORS, MANAGERS, MEMBERS, AFFILIATES, AGENTS, DIRECTORS, EMPLOYEES, SUPPLIERS OR LICENSORS BE LIABLE FOR ANY DIRECT, INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR EXEMPLARY DAMAGES, INCLUDING WITHOUT LIMITATION DAMAGES FOR LOSS OF PROFITS, GOODWILL, USE, DATA OR OTHER INTANGIBLE LOSSES, THAT RESULT FROM INFORMATION CONTAINED IN THE WEBSITE OR NEWSLEETTERS, THE GOODS OR USE OF, OR INABILITY TO USE, THE WEBSITE AND/OR NEWSLETTERS. UNDER NO CIRCUMSTANCES WILL BRIAN GACHICHIO KARANJA BE RESPONSIBLE FOR ANY INVESTMENT OR FINANCIAL-RELATED DECISIONS YOU MAKE AS A RESULT OF ANY INFORMATION IN THE WEBSITE OR NEWSLETTERS. FURTHERMORE, UNDER NO CIRCUMSTANCES WILL BRIAN GACHICHIO KARANJA BE RESPONSIBLE FOR ANY DAMAGE, LOSS OR INJURY RESULTING FROM HACKING, TAMPERING OR OTHER UNAUTHORIZED ACCESS OR USE OF THE SERVICE OR YOUR ACCOUNT OR THE INFORMATION CONTAINED THEREIN.

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, BRIAN GACHICHIO KARANJA ASSUMES NO LIABILITY OR RESPONSIBILITY FOR ANY (I) ERRORS, MISTAKES, OR INACCURACIES OF CONTENT; (II) PERSONAL INJURY OR PROPERTY DAMAGE, OF ANY NATURE WHATSOEVER, RESULTING FROM YOUR ACCESS TO OR USE OF OUR SERVICE OR ANY INFORMATION CONTAINED IN THE WEBSITE AND/OR NEWSLETTERS; (III) ANY UNAUTHORIZED ACCESS TO OR USE OF HIS SECURE SERVERS AND/OR ANY AND ALL PERSONAL INFORMATION STORED THEREIN; (IV) ANY INTERRUPTION OR CESSATION OF TRANSMISSION TO OR FROM THE SERVICE; (V) ANY BUGS, VIRUSES, TROJAN HORSES, OR THE LIKE THAT MAY BE TRANSMITTED TO OR THROUGH OUR SERVICE BY ANY THIRD PARTY; (VI) ANY ERRORS OR OMISSIONS IN ANY CONTENT OR FOR ANY LOSS OR DAMAGE INCURRED AS A RESULT OF THE USE OF ANY CONTENT POSTED, EMAILED, TRANSMITTED, OR OTHERWISE MADE AVAILABLE THROUGH THE SERVICE; (VII) VIOLATION OF ANY PERSON OR ENTITIES INTELLECTUAL PROPERTY RIGHTS WITH RESPECT TO ANY CONTENT OR GOODS; AND/OR (VIII) USER CONTENT OR THE DEFAMATORY, OFFENSIVE, OR ILLEGAL CONDUCT OF ANY THIRD PARTY. IN NO EVENT SHALL STRATECHERY, LLC, ITS AFFILIATES, AGENTS, DIRECTORS, EMPLOYEES, SUPPLIERS, OR LICENSORS BE LIABLE TO YOU FOR ANY CLAIMS, PROCEEDINGS, LIABILITIES, OBLIGATIONS, DAMAGES, LOSSES OR COSTS IN AN AMOUNT EXCEEDING THE AMOUNT YOU PAID TO BRIAN GACHICHIO KARANJA HEREUNDER.

THIS LIMITATION OF LIABILITY SECTION APPLIES WHETHER THE ALLEGED LIABILITY IS BASED ON CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY, OR ANY OTHER BASIS, EVEN IF BRIAN GACHICHIO KARANJA HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGE. THE FOREGOING LIMITATION OF LIABILITY SHALL APPLY TO THE FULLEST EXTENT PERMITTED BY LAW IN THE APPLICABLE JURISDICTION. THE DISCLAIMERS, EXCLUSIONS, AND LIMITATIONS OF LIABILITY UNDER THIS AGREEMENT WILL NOT APPLY TO THE EXTENT PROHIBITED BY APPLICABLE LAW.

 

The Website and Newsletters are controlled and operated from its facilities in Nairobi, Kenya. Brian Gachichio Karanja makes no representations that the Service is appropriate or available for use in other locations. Those who access or use the Service from other jurisdictions do so at their own volition and are entirely responsible for compliance with all applicable Kenyan laws and regulations, including but not limited to export and import regulations.

 

Exceptions

Nothing in this website disclaimer will exclude or limit any warranty implied by law that it would be unlawful to exclude or limit.

 

Reasonableness

By using the Newsletters and Website, you agree that the exclusions and limitations of liability set out in this website disclaimer are reasonable.

If you do not think they are reasonable, you must not use this website.

 

Other Parties

You accept that Brian Gachichio Karanja has an interest in limiting the personal liability of himself, his officers and employees. You agree that you will not bring any claim personally against Brian Gachichio Karanja, briankaranja.com, and members, managers, officers, or employees of the Service in respect of any losses you suffer in connection with the Newsletters or Website.

Without prejudice to the foregoing paragraph, you agree that the limitations of warranties and liability set out in this website disclaimer will protect Brian Gachichio Karanja, briankaranja.com, and all members, administrators, managers, officers, employees, agents, subsidiaries, successors, assignees and sub-contractors of the Service.

 

Unenforceable Provisions

If any provision of this website disclaimer is, or is found to be, unenforceable under applicable law, that will not affect the enforceability of the other provisions of this website disclaimer.

 

Indemnity

You hereby indemnify Brian Gachichio Karanja, and the Service, and undertake to keep Brian Gachichio Karanja and the Service indemnified against any losses, damages, costs, liabilities and expenses (including, without limitation, legal expenses and any amounts paid by Brian Gachichio Karanja to a third party in settlement of a claim or dispute on the advice of Brian Gachichio Karanja’s legal advisers) incurred or suffered by Brian Gachichio Karanja and/or the Service arising out of any breach by you of any provision of these terms and conditions, or arising out of any claim that you have breached any provision of these terms and conditions.

 

Breaches of these Terms and Conditions

Without prejudice to the Service and Brian Gachichio Karanja’s other rights under these terms and conditions, if you breach these terms and conditions in any way, Brian Gachichio Karanja may take such action as Brian Gachichio Karanja deems appropriate to deal with the breach, including suspending your access to the Newsletters and/or Website, prohibiting you from accessing the Newsletters and/or Website, blocking computers using your IP address from accessing the Newsletters and/or Website, contacting your internet service provider to request that they block your access to the Newsletters and/or Website and bringing court proceedings against you.

 

Payment Information and Taxes

All information that you provide in connection with a purchase or transaction or other monetary transaction interaction with the Website and/or Newsletters must be accurate, complete, and current. You agree to pay all charges incurred by users of your credit card, debit card, mobile money, or other payment method used in connection with a purchase or transaction or other monetary transaction interaction with the Website and/or Newsletters at the prices in effect when such charges are incurred. You will pay any applicable taxes, if any, relating to any such purchases, transactions or other monetary transaction interactions. There are no refunds.

 

Variation

Brian Gachichio Karanja may revise these terms and conditions from time-to-time. Revised terms and conditions will apply to the use of the Newsletters and Website from the date of the publication of the revised terms and conditions on this Newsletters and/or Website. Please check this page regularly to ensure you are familiar with the current version.

 

Assignment

Brian Gachichio Karanja may transfer, sub-contract or otherwise deal with Brian Gachichio Karanja’s rights and/or obligations under these terms and conditions without notifying you or obtaining your consent.

You may not transfer, sub-contract or otherwise deal with your rights and/or obligations under these terms and conditions.

 

Severability

If a provision of these terms and conditions is determined by any court or other competent authority to be unlawful and/or unenforceable, the other provisions will continue in effect. If any unlawful and/or unenforceable provision would be lawful or enforceable if part of it were deleted, that part will be deemed to be deleted, and the rest of the provision will continue in effect.

 

Third-Party Links

The Website and/or Newsletters may contain links to third-party websites, advertisers, services, special offers, or other events or activities that are not owned or controlled by Brian Gachichio Karanja. Brian Gachichio Karanja does not endorse or assume any responsibility for any such third-party sites, information, materials, products, or services. If you access a third party website from the Website and/or Newsletters, you do so at your own risk, and you understand that this Agreement and Brian Gachichio Karanja’s Privacy Policy do not apply to your use of such sites. You expressly relieve Brian Gachichio Karanja from any and all liability arising from your use of any third-party website, service, or content. Additionally, your dealings with or participation in promotions of advertisers found on the Service, including payment and delivery of goods, and any other terms (such as warranties) are solely between you and such advertisers. You agree that Brian Gachichio Karanja shall not be responsible for any loss or damage of any sort relating to your dealings with such advertisers.

 

Entire Agreement

These terms and conditions constitute the entire agreement between you and Brian Gachichio Karanja in relation to your use of the Newsletters and Website, and supersede all previous agreements in respect of your use of the Newsletters and Website.

 

Law and Jurisdiction

These terms and conditions will be governed by and construed in accordance with the laws of Kenya, and any disputes relating to these terms and conditions will be subject to the exclusive jurisdiction of the courts of Kenya.

 

Tracking Data

This Website and the Newsletters use tracking tools and cookies. By using this Website and the Newsletters and agreeing to these terms and conditions, you consent to the use of cookies in accordance with the terms of Brian Gachichio Karanja’s privacy policy.

If you have a question or complaint about the Service or any of its products, please contact Brian Gachichio Karanja via e-mail at brian@briankaranja.com.

 

Contact

Brian Gachichio Karanja’s address is P.O. Box 11804, 00400, Nairobi, Kenya. You can contact Brian Gachichio Karanja by email via brian@briankaranja.com.

 

Dated: 29th October, 2017.